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Your Money

The essential questions to ask yourself to ensure your retirement is truly enjoyable
Matthew Hart avatarMatthew Hart
Lifestylechevron_right
Image source: Getty
Financial planning

Can investments really offer a second income? Here’s how to get started…

Can investments really offer a second income? Here’s how to get started…

When considering investing for retirement, it can be hard to know where to begin. Here are some important factors to consider when looking for extra income.
Image source: Getty
Financial planning

How you could help contribute to your grandchildren’s superannuation

How you could help contribute to your grandchildren’s superannuation

Superannuation is a powerful tool with many hidden secrets, here are some ways you can help contribute to your loved one's financial future.
Source: Getty Images.
Downsizing your home

Unlocking financial freedom: A guide to smart downsizing strategies for empty nesters

Unlocking financial freedom: A guide to smart downsizing strategies for empty nesters

Don Crellin from Resolve Finance explains how homeowners can move seamlessly into this new phase of life.
I am looking at downsizing into a retirement village. I am 70 and on a full Age pension. What am I able to do with the residual of money to keep my pension?
Financial planning

I am looking at downsizing into a retirement village. I am 70 and on a full Age pension. What am I able to do with the residual of money to keep my pension?

I am looking at downsizing into a retirement village. I am 70 and on a full Age pension. What am I able to do with the residual of money to keep my pension?

When it comes to downsizing it's important to have a thorough understanding of the right strategies that will make the process as smooth as possible.
‘How much can I put into Super if I sell my house?’
Money

‘How much can I put into Super if I sell my house?’

‘How much can I put into Super if I sell my house?’

How much you can contribute to your superannuation is going to depend on your age and how much you have already contributed.
Source: Getty Images
Financial planning

Take control of your retirement finances: The free ATO resource you didn’t know about

Take control of your retirement finances: The free ATO resource you didn’t know about

Find precise details on contributions, balances and importantly, how close you are to the various annual thresholds using this tool.
Understanding how people aged 67 to 75 can top up their self-managed super funds
Money Questions

Understanding how people aged 67 to 75 can top up their self-managed super funds

Understanding how people aged 67 to 75 can top up their self-managed super funds

It is now possible to add money to super without satisfying the work test up to the age of 75.
“Can I gift a home to my kids and would it affect them in any financial way?”
Money Questions

“Can I gift a home to my kids and would it affect them in any financial way?”

“Can I gift a home to my kids and would it affect them in any financial way?”

Independent finance expert, Nick Bruining, answers this Q&A and shares what other implications you need to consider before gifting a home to your children.
Let’s look at some ways you can be retirement-ready ahead of time. Think of it as a practice run. Image source: Getty
Retirement Income

3 non-financial things to consider when you’re planning for retirement

3 non-financial things to consider when you’re planning for retirement

While superannuation is important, there’s a lot more to retirement planning than stuffing all your cash in a super fund.
Whether you want to lower energy costs or escape the summer heat, there are easy ways to keep your home cool. Source: Getty Images.
Everyday money

Effortless ways to keep your home cool and lower energy bills this summer

Effortless ways to keep your home cool and lower energy bills this summer

By adopting these simple yet effective tips, you can beat the heat without compromising your comfort or budget.
Finance expert, Nick Bruining, shares how older Australians can pocket thousands of dollars while keeping the pension and what other changes are coming. Image source: Getty
Age Pension

How older Australians can pocket thousands of dollars and still keep the Age Pension

How older Australians can pocket thousands of dollars and still keep the Age Pension

Finance expert, Nick Bruining, shares how older Australians can pocket thousands of dollars while keeping the pension and what other changes are coming.

Q&A

Retirement Income
Financial planning
Estate planning
Retirement Income
Estate planning

End of life planning

The complete state-by-state guide to probate: Who needs it and when

If you’re the executor of a loved one’s estate, your role will almost certainly involve distributing assets, as well as possibly paying debts or overseeing the sale of property or other belongings. But there are a number of steps required by law before you start dealing with the deceased’s finances.

Read more

Expert contributors

Money ExpertNoel WhittakerThe Financial Wizard of Oz
Money ExpertJim KilkennyThe Financial Services and Investment Veteran
Money ExpertNick BruiningThe Retirement Income Expert
Money ExpertBrian HerdThe Elder Law Legal Eagle
PROPERTY EXPERTRachel LaneThe Retirement Living and Aged Care Guru
Money ExpertTom EllisonThe Naked Investor

Your Money's Sections

Our money section is broken into four core pillars. Each is packed with expert insights, real life questions and helpful information.

Everyday Money

Everyday Money

Accounts, bills, budgets, cash, credit, consumer protections, products, payment platforms, rates and more; over-60s want to get the best out of their most frequent financial transactions because they know if they look after the pennies, the pounds look after themselves.

Retirement Income

Retirement Income

When you’ve worked for 40 years or more, knowing you can finally kick back without financial worries really matters. That’s why the pillars of Australia’s retirement income system are top topics; super, the Age Pension, mainstream investments, personal savings and property are all in focus here.

Planning for Later Life

Planning for Later Life

All of this looking after the pennies and maintaining a secure but not indulgent retirement income means wealth to pass on. There’s no taboo on talking about death; we regularly discuss the nitty gritty on who, what, when and how when it comes to estate and end-of-life planning. 

The Big Questions

The Big Questions

Starts at 60 Community members submit their questions to us for response by our financial experts.  Helpful insights from real life situations. 

The latest from our partners

‘I worked too hard all my life to keep saying no to good things in retirement’
Financial Planning

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.
Written byHousehold Capital
How an Australian mortgage trust could help meet your retirement income needs
Retirement Income

How an Australian mortgage trust could help meet your retirement income needs

Access competitive returns on an investment that’s carefully risk-managed by a trusted Australian fund manager.
Written byTrilogy Funds
DIY investment or super: What to consider when choosing the option for you
Investment

DIY investment or super: What to consider when choosing the option for you

Just as most people on Grand Designs end up learning, DIY is never as easy or cheap as it looks.
Written byChristine Seib

From the experts

Understanding how Centrelink assesses income for the income test
Nick Bruining avatarNick Bruining
Retirement Incomechevron_right
A difference of 1 per cent in fees could make a difference of 20 per cent in your final retirement payout. Image source: Getty
Retirement Income

‘What’s a reasonable amount to pay in super fees and charges?’

‘What’s a reasonable amount to pay in super fees and charges?’

"If you’re paying 2.0 per cent or more, then you’re probably indirectly paying for someone’s leased BMW and pony club membership."
Do you have a question for our money expert?
Investment

Help! Why has my managed fund distributions resulted in a tax liability and what can I do about it?

Help! Why has my managed fund distributions resulted in a tax liability and what can I do about it?

Money expert Nick Bruining explains why the distributions from a managed fund could result in a tax liability.
Source: Getty
Experts

10 smart estate planning strategies to help protect blended families

10 smart estate planning strategies to help protect blended families

With blended families becoming more common, it's important to consider estate planning strategies to ensure assets are passed on fairly to all beneficiaries
Source: Getty
Experts

How to financially separate from your spouse

How to financially separate from your spouse

These are the key things you need to know when you're splitting your finances and assets during your divorce.
Downsizing is never easy, but Noel Whittaker breaks it down. Source: Getty
Age Pension

Downsizer contributions: Everything you need to know

Downsizer contributions: Everything you need to know

Equip yourself with everything you need to know about making downsizer contributions into your superannuation to build up your retirement savings.
When if the last time you assessed your superannuation account's performance? Source: Getty
News

Self Managed Super Funds: Everything you need to know

Self Managed Super Funds: Everything you need to know

When if the last time you assessed your superannuation account's performance?
It’s important you correct the values of your assets such as, bank accounts, investments, cars, and home contents regularly. The majority of your assets depreciate over time, providing an opportunity to increase your pension. Source: Getty Images
Age Pension

Maximise your Age Pension: Top tricks to get you more and the traps you should avoid

Maximise your Age Pension: Top tricks to get you more and the traps you should avoid

Pensioners owe it to themselves to make sure they’re getting their full entitlement. Here’s how to do it.
Buying a brand new car might not be all that it's cracked up to be. Source: Getty
Experts

Cars can kill you financially

Cars can kill you financially

Financial expert, Tom Ellison, shares his secrets on what makes buying a brand new car such a bad idea during retirement.
78% of over-60s surveyed said they had helped their kids get on the property ladder
Experts

The bank of mum and dad for property: how to protect yourself when lending money to your kids

The bank of mum and dad for property: how to protect yourself when lending money to your kids

As the property market continues to boom and prices skyrocket, it is even more likely than ever you’ll get a call from your adult children asking for some financial help to buy a home.
KAMPALA, CENTRAL REGION, UGANDA - SEPTEMBRE 24: Avocados cardboard box ready for shipment on Septembre 24, 2018 in Kampala, Central Region, Uganda. (Photo by Camille Delbos/Art In All of Us/Corbis via Getty Images)
News

Avo’ go at the price of these avocados

Avo’ go at the price of these avocados

If you’ve been into a supermarket recently, you’ve likely seen huddles of shoppers in the fruit and vegetable section, pushing...
Many Australians are unsure of what to do, in the case of a dementia diagnosis. Source: Getty
Health

What happens if I lose capacity due to dementia?

What happens if I lose capacity due to dementia?

There are nearly half a million Australians living with dementia today, with that number potentially doubling across the next 25 years. Do you know what steps need to be taken, if diagnosed with dementia?
The treasurer unveiled the budget on Tuesday night. Source: Getty
Experts

Over-60s and the budget: The pros and the potential pitfalls to avoid

Over-60s and the budget: The pros and the potential pitfalls to avoid

Find out what the Budget 2021-22 really has to offer older Australians – and where there’s a sting in the tail.
Numbers of Australian financial advisers have dropped from about 25,200 in 2017/18 to just 21,200 now. Source: Getty
Financial planning

‘Shameful’: Experts slam ASIC’s latest financial adviser fee increase

‘Shameful’: Experts slam ASIC’s latest financial adviser fee increase

The fee hike, published by the industry watchdog, represents an increase of 160 per cent over two years for financial advisers.
The needs of ageing parents is a ticking time bomb topic that needs to be addressed sooner rather than later. Source: Getty
Aged care

Don’t let the ageing parent trap derail your retirement

Don’t let the ageing parent trap derail your retirement

Brian Herd shares 10 tips to help you prepare for your ageing parent's future to avoid stressful disputes – and pave the way for a peaceful retirement.

Watch Starts at 60 Masterclasses

Starts at 60 Members are invited to attend our retirement masterclasses. These are some of the money masterclasses we've held in the past 12 months.

Watch Now: Managing your Money in Uncertain Times
Starts At 60 Masterclass

Watch Now: Managing your Money in Uncertain Times

Watch our online panel event on how you can manage your money in the uncertain times.   It covers 1. Ensuring access to your bank accounts 2. Staying calm about super 3. Updating end-of-life planning 4. Key themes emerging from the economy.

Watch Now: All your digital banking questions answered
Starts At 60 Masterclass

Watch Now: All your digital banking questions answered

Learn about the tech keeping your money safe online, how you can easily keep yourself safe from scammers and the many things you can do with digital banking – without needing to leave your home!

Downsize or don't: Retirement income post-Covid 19
Starts At 60 Masterclass

Downsize or don't: Retirement income post-Covid 19

If you’re worried about whether your retirement income will last the distance or whether to downsize now our later, our online masterclass with financial guru Noel Whittaker, downsizing expert Rachel Lane and economics commentator Adam Creighton has the answers.

Watch: Your Money

Here's a selection of videos to help you navigate your money issues as you are nearing, and in retirement.

Watch: Creating a budget for your retirement
Everyday Money

Watch: Creating a budget for your retirement

How you can help your kids while in retirement
Everyday Money

How you can help your kids while in retirement

What do I do with my money when I retire?
Retirement Income

What do I do with my money when I retire?

Browse all Your Money videos