Retirement Income

We would like to assume that your ability to holiday some time in the future is unquestionable. Source: Getty

Money Questions

‘Can I afford to buy a holiday on my modest retirement income?’

Making the most of what we have becomes critical with relatively modest sums of money, Nick Bruining explains.

Money ExpertNick Bruining

Retirement Income

‘I want to live a more comfortable retirement, free from financial stress, and in my own home’

‘I want to live a more comfortable retirement, free from financial stress, and in my own home’

“My parents would have benefitted ... They sold their family home because they couldn’t maintain their garden and didn’t want to spend their small savings on maintenance because rainy days are always round the corner.

Written byJean Kittson

It was while Jean Kittson spent idle hours rocking on the verandah at home she realised, “I am sitting on a gold mine!”

Retirement Income

The modern reverse mortgage: You’re safer than ever!

The modern reverse mortgage: You’re safer than ever!

If you enjoy telling people that a modern reverse mortgage will cause them to ‘lose their home’ or that it involves ‘selling off’ part of their property, be ready to have your perceptions challenged.

Written byHousehold Capital

The modern reverse mortgage: You’re safer than ever!

Retirement Income

‘The best lesson I learnt from my refugee parents? Owning property’

‘The best lesson I learnt from my refugee parents? Owning property’

Like most women in their 60s, Susie started off behind the eight-ball with super. Thankfully, she has the security of property to draw on – if needed – when she enters retirement.

Health ExpertSusie Elelman

Susie Elelman knows the benefits a reverse mortgage can provide, including financial security for her retirement. Source: Susie Elelman

Age Pension

‘Can you get the Age Pension if you bank the proceeds from your home sale?’

‘Can you get the Age Pension if you bank the proceeds from your home sale?’

Homes are exempt from Centrelink's assets test but, once you sell, there are implications that need to be taken into account, Nick Bruining explains.

Money ExpertNick Bruining

Thinking of selling? Read this first! Source: Getty

Age Pension

Maximise your Age Pension: Tricks to get you more and traps you should avoid

Maximise your Age Pension: Tricks to get you more and traps you should avoid

Pensioners owe it to themselves to make sure they’re getting their full entitlement. Here’s how to do it.

Money ExpertTom Ellison

It’s important you correct the values of your assets such as, bank accounts, investments, cars, and home contents regularly. The majority of your assets depreciate over time, providing an opportunity to increase your pension. Source: Getty Images

News

New super comparison tool tackles underperforming funds

New super comparison tool tackles underperforming funds

The reforms will certainly keep the super funds honest.

Written byAnna Wall

New super changes could mean big rewards for your retirement nest egg. Source: Getty

Financial planning

‘I worked too hard all my life to keep saying no to good things in retirement’

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.

Written byHousehold Capital

Vivienne Cable combined a Household Loan with the Age Pension, super and earnings from her styling consultancy to boost her income and give her an emergency nest egg. Source: Supplied.

Retirement Income

New super product guarantees retirement income for life

New super product guarantees retirement income for life

It means less time worrying about your weekly budget, and more time enjoying your retirement.

Written byQSuper

QSuper has created Lifetime Pension, an industry-first retirement product offering tax-free, fortnightly payments that never run out.

Age Pension

Age Pension income and assets tests: What you need to know now

Age Pension income and assets tests: What you need to know now

Centrelink’s income and assets tests are now way less complicated than they once were. Tom Ellison outlines the basics.

Money ExpertTom Ellison

For the assets test, the house you live in is really the only thing that isn't taken into account. Source: Getty

From our community

‘Unexpected retirement: The price you pay for going back to work’

by Mary McGrath

‘Money struggles are devastating, but we’ve hit rock bottom and held it together’

by Sue Leighton

‘Covid-19 chaos: How we’re rebuilding our retirement after a disastrous 12 months’

by Community Blogger

‘Retiring in 2020: A whisper of what might have been if Covid hadn’t come calling’

by Jim Morgan