Financial planning

We would like to assume that your ability to holiday some time in the future is unquestionable. Source: Getty

Money Questions

‘Can I afford to buy a holiday on my modest retirement income?’

Making the most of what we have becomes critical with relatively modest sums of money, Nick Bruining explains.

Money ExpertNick Bruining

Financial planning

‘I worked too hard all my life to keep saying no to good things in retirement’

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.

Written byHousehold Capital

Vivienne Cable combined a Household Loan with the Age Pension, super and earnings from her styling consultancy to boost her income and give her an emergency nest egg. Source: Supplied.

Everyday money

How to make the most of low draw-down rates on your account based pension

How to make the most of low draw-down rates on your account based pension

It's not every day the government throws retirees a bone! Nick Bruining explains how to make the most of this one.

Money ExpertNick Bruining

Retirees stand to make some extra cash, if they play their cards right. Source: Getty

Retirement Income

Pros and cons of the government’s latest change to SMSFs

Pros and cons of the government’s latest change to SMSFs

Legislation to increase the number of members of a Self Managed Superannuation Fund finally passed through parliament on Thursday, but it's best not to dive in until you've read this.

Money ExpertNick Bruining

Children from a first marriage often miss out when assets are divided. Source: Getty

Everyday money

Here’s what the government’s new super rules mean for you

Here’s what the government’s new super rules mean for you

Money expert Nick Bruining explains how you can benefit from the changes to superannuation contribution rules.

Money ExpertNick Bruining

New super rules are here and they mean big changes for some Aussies. Source: Getty

Retirement Income

‘What do I want from my home? Great happiness, no money worries’

‘What do I want from my home? Great happiness, no money worries’

“At this stage of your life, you want to unencumber yourself and have the most ease and free time you can,” Julia says. She’s looking for the best way to use her property to achieve that.

Home Decor ExpertJulia Zaetta

Julia Zaetta’s home is not only a place of happiness and fond memories for her family, but also provides the financial security for creating a comfortable future.

Downsizing your home

Struggling post divorce? A new home loan scheme aims to help older single women

Struggling post divorce? A new home loan scheme aims to help older single women

The new first-of-its-kind home loan scheme will invest millions to help counter Australia's growing issue of homeless older women.

Written byAnna Wall

The new scheme aims to help older women buy a home and draw on some of the equity, if needed. Source: Getty

Retirement Income

‘My gift to my kids: A happy, healthy dad, not a big estate’

‘My gift to my kids: A happy, healthy dad, not a big estate’

Rory retired early from his full-time job, sold the family home and is living the sea-change dream, funded by part-time work, super and, eventually, his property.

Written byRory Gibson

Volunteering at the surf club, a bit of golf and fishing and a daily swim in the ocean at Yamba are all part of Rory Gibson’s dream early retirement lifestyle. Source: Rory Gibson

Financial planning

5 ways you can help with your grandkids’ educational expenses

5 ways you can help with your grandkids’ educational expenses

Read this simple guide by Adnan Glinac to see if you’re picking the right option for your family.

Money ExpertAdnan Glinac

According to the ABS’ 2015-16 Household Expenditure Survey, the largest increase in household spending was in education, which jumped by 44 per cent in six years. Source: Getty

Experts

How much risk are you really taking on shares? You might be surprised

How much risk are you really taking on shares? You might be surprised

"Many of my clients are quite shocked when I explain the level of share exposure they have within their superannuation."

Money ExpertZac Ayoubi

Many of my clients are quite shocked when I explain the level of share exposure they have within their superannuation. Source: Getty

From our community

‘Unexpected retirement: The price you pay for going back to work’

by Mary McGrath

‘Money struggles are devastating, but we’ve hit rock bottom and held it together’

by Sue Leighton

‘I felt forced to retire before I was ready’

by Mary Canaday

‘The retirement surprise we hadn’t really planned on’

by Brian Lee