Sign up Membership

Retirement Guide News & Media Deals Marketplace

Menu

Sign up Membership

Retirement Guide News & Media Deals Marketplace

Financial planning

The Treasury’s Retirement Income Review was released on Friday. Source: Getty

Retirement Income

Pension beliefs busted as long-awaited Retirement Income Review revealed

Three smart Australians were asked by Josh Frydenberg to investigate whether our retirement income system was fit for purpose. Here’s what they found.

Financial planning

‘I worked too hard all my life to keep saying no to good things in retirement’

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.

Written byHousehold Capital

Vivienne Cable combined a Household Loan with the Age Pension, super and earnings from her styling consultancy to boost her income and give her an emergency nest egg. Source: Supplied.

Experts

‘Mortgage troubles? An insider’s guide to negotiating the best outcome with your bank’

‘Mortgage troubles? An insider’s guide to negotiating the best outcome with your bank’

While mortgage holidays were helpful during the height of Covid-19, now it's time to properly manage the debt.

Money ExpertDominique Grubisa

As mortgage holidays start to end, here are some tips for organising your finances so you can handle your debts better. Source: Getty.

Age Pension

‘I’m worried that releasing $200K in home equity will impact my pension?’

‘I’m worried that releasing $200K in home equity will impact my pension?’

There are clever solutions that could allow this reader to downsize AND keep as much of her pension as possible.

Written byRachel Lane

As this reader's assets increase, her pension may consequently be reduced. Source: Getty.

Financial planning

‘How much Rent Assistance can I get with a pension and nearly $600K in assets?’

‘How much Rent Assistance can I get with a pension and nearly $600K in assets?’

Bad news for self-funded retirees, as the rules around Rent Assistance are only applicable to those in receipt of a pension or government allowance.

Written byRachel Lane

Adding together all the building blocks of your finances will help to understand how much rent assistance you're eligible for. Source: Getty.

Financial planning

Worried about retiring with a mortgage? There’s a new refinancing option

Worried about retiring with a mortgage? There’s a new refinancing option

If Covid-19 has upset your plans to retire – or your hopes of continuing to work – help with managing your mortgage or boosting your income is closer to home than you think.

Written byHousehold Capital

Knowing you own that familiar place you call home can bring real comfort, especially when paying the mortgage is no longer a worry.

Financial planning

‘We want to buy a home and get ready to retire but have we got the right advice?’

‘We want to buy a home and get ready to retire but have we got the right advice?’

“We feel confused about where to go from here on how to best set ourselves up for retirement.”

Written byRachel Lane

Before heading down the path suggested by a financial planner, it's important to know both the risks and rewards. Source: Getty.

Financial planning

‘How can I tell if my financial adviser’s advice on my inheritance is too risky?’

‘How can I tell if my financial adviser’s advice on my inheritance is too risky?’

“I feel more confused and I’m worried about the decisions I’ve made since employing him.”

Written byRachel Lane

If you're left tossing and turning at night from your investments, then they might not be the right ones for you. Source; Getty.

Financial planning

‘Finding love later in life: How to protect your financial future in a new relationship’

‘Finding love later in life: How to protect your financial future in a new relationship’

You might think something is just a casual relationship - but it could in fact be something more in the eyes of the law.

Money ExpertCourtney Mullen

Legally, it can be difficult when a new relationship enters your life. Source: Getty.

Everyday money

Time for tough love! Why even ‘rich’ retirees need to start thinking selfishly

Time for tough love! Why even ‘rich’ retirees need to start thinking selfishly

"A grown-up child with a mortgage, school fees, a leased vehicle or two and no salary due to Covid-19, is a sorry story, but one that the child needs to sort out."

Money ExpertRodney Horin

Is it time to close the doors to the Bank of Mum and Dad? Source: Getty.

From our community

‘I felt forced to retire before I was ready’

by Mary Canaday

‘The retirement surprise we hadn’t really planned on’

by Brian Lee

‘Redundancy: The 8-step plan I used to move on after being let go’

by Kerrie Waitai

‘The startling realisation that I am not going to ease my way into old age’

by Carole Leskin