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Household Capital

Noel Whittaker, Dr Deborah Ralston and Fiona Navarro answer the biggest questions about safely using home equity to improve your retirement funding.

Financial planning

How to safely use home equity to improve your retirement funding

Think you know about reverse mortgages? Noel Whittaker will make you think again!

Financial planning

‘I worked too hard all my life to keep saying no to good things in retirement’

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.

Vivienne Cable combined a Household Loan with the Age Pension, super and earnings from her styling consultancy to boost her income and give her an emergency nest egg. Source: Supplied.

Creating a retirement plan

How much money you REALLY need to retire comfortably

How much money you REALLY need to retire comfortably

Nick Bruining, the author of Don’t Panic! Why you don’t need $1 million to retire well, retirement income specialist Shelley Wettenhall and home care and aged care expert Kyra-Bae Snell explain how to utilise the wealth you already have to cover the costs of retirement.

Our experts explain how to utilise the wealth you already have to cover your retirement costs.

Financial planning

‘I worked too hard all my life to keep saying no to good things in retirement’

‘I worked too hard all my life to keep saying no to good things in retirement’

Vivienne spent more than a year researching options to boost her retirement income - you might be surprised at what she chose.

Vivienne Cable combined a Household Loan with the Age Pension, super and earnings from her styling consultancy to boost her income and give her an emergency nest egg. Source: Supplied.

Financial planning

Worried about retiring with a mortgage? There’s a new refinancing option

Worried about retiring with a mortgage? There’s a new refinancing option

If Covid-19 has upset your plans to retire – or your hopes of continuing to work – help with managing your mortgage or boosting your income is closer to home than you think.

Knowing you own that familiar place you call home can bring real comfort, especially when paying the mortgage is no longer a worry.

Everyday money

Self-funded and living on a lower income? Your home may be the only help you get

Self-funded and living on a lower income? Your home may be the only help you get

If you can’t get the Age Pension and are worried about your retirement income, your home equity could provide a short- or long-term solution.

Retirement is more relaxing when you know you have a secure source of income.

Financial planning

Income taken a hit in 2020? Your home equity can plug the gap

Income taken a hit in 2020? Your home equity can plug the gap

Don’t forget, the equity you’ve built up in your home is another nest egg you can call on when times are tough.

The government has described residential property as part of the ‘third pillar’ that makes up the Aussie retirement funding system, alongside super and the Age Pension.

Financial planning

Home equity release options compared: Get the best rate and most flexibility

Home equity release options compared: Get the best rate and most flexibility

Low interest rates and stabilising property prices make it a smart time to look at releasing home equity to boost your retirement income.

Knowing you picked the best way to release equity from your home makes for a much more relaxed retirement.

Financial planning

Household Loans offer lower interest, more flexibility on home equity release

Household Loans offer lower interest, more flexibility on home equity release

Retirees haven’t previously had an effective option for staying in their own home, while using some of its value to boost their retirement income.

Having the money to continue to enjoy good times in the home you love is one of the benefits of accessing the equity in your home through a Household Loan.