A woman walks up to a man and asks: “Do you drink beer?”
The man says yes.
“How many beers a day?” the woman asks.
The man responds: “About 3.”
“How much do you pay per beer?”
“$5.”
“And how long have you been drinking?” the woman asks.
“About 20 years, I suppose.” the man answers.
The woman says: “So a beer costs $5 and you have three beers a day which puts your spending each month at $450. In one year, it would be approximately $5,400. Is that correct?”
The man nods.
The woman continues: “If in one year you spend $5,400, not accounting for inflation, the past 20 years puts your spending at $108,000. Correct?”
The man nods.
“Do you know that if you didn’t drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?” the woman asks.
The man pauses for a moment and then asks: “Do you drink beer?”
The woman proudly shakes her head.
The man asks: “What colour is your Ferrari?”