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Ted Richards

The Affordable Investment Pro
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Investing money for the grandkids could be the best Christmas gift they'll ever receive as they reach adulthood. Source: Getty.
Investment

A gift you give this Christmas could change your grandkids’ lives

A gift you give this Christmas could change your grandkids’ lives

Instead of the usual cash in an envelope, you could make a simple investment on their behalf.
There's no crystal ball that predicts the future of the market, much to the dismay of current investors. Source: Pexels.
Investment

Why investors should give up predicting stockmarket crashes

Why investors should give up predicting stockmarket crashes

You're better off controlling the things you can - fees, diversification and risk profile - than worrying about the ones you can't.
Impulse investing is like pressing every button on a remote to get the TV to work, Ted Richards says. Source: Pixabay.
Investment

Don’t let FOMO push you into bad investment decisions

Don’t let FOMO push you into bad investment decisions

Just because you can invest in something doesn't mean you should.
Cognitive biases can prevent you from making smart investment decisions, but having a pre-mortem and a checklist can help. Source: Getty.
Investment

Mental tricks to help you make smarter investment decisions

Mental tricks to help you make smarter investment decisions

Whether it's investment or just everyday spending, you can use these mental tricks to make better choices.
Uncertainty stressed a group of test rats, and the stockmarket can have the same impact on humans! Source: Getty.
Investment

Reduce your ‘investor stress’ even when stockmarkets are rattled

Reduce your ‘investor stress’ even when stockmarkets are rattled

"Uncertain times can be stressful for investors. The good news is, while uncertainty is a part of investing, to a certain extent it can also be managed."
More advanced technology is the key to unlocking lower costs and better transparency with unnecessary fees in the sharemarket says Ted Richards. Source: Getty.
Investment

Investment tech can add thousands to your portfolio AND simplify your life

Investment tech can add thousands to your portfolio AND simplify your life

FAANG, WAAAX, robo-advisers ... technology is changing the investment world in so many ways that can benefit investors who are tired of the status quo.
A 'lower for longer' environment is weighed heavily in the favour of mortgagees. Source: Getty
Investment

How to weigh up your income options when savings rates drop

How to weigh up your income options when savings rates drop

In 2011 you could get a risk-free return of 5 percent on your savings. That's just not possible any more but there are other income-producing options.
ETFs are a wrapper that hold assets, but vary widely when it comes to the type of asset they hold. Source: Getty.
Investment

ETFs: What they are and how to pick the right one for you

ETFs: What they are and how to pick the right one for you

Warren Buffett, one of the world's greatest investors, loves ETFs!
Choosing blue chips seems like the safer route - but no stockmarket investment is ever entirely safe. Source: Getty
Investment

Telstra is a lesson for investors who favour blue chips. Have you learned from it?

Telstra is a lesson for investors who favour blue chips. Have you learned from it?

Blue-chip shares can be attractive for the dividends they usually provide but a dividend isn't a bond. It comes with much more risk!

About Ted Richards

Ted Richards is super-passionate about making sure Aussies can access affordable investment options – so much so that he made a huge career change to do it. He certainly knows a thing or two about finance – he holds a Bachelor of Commerce and Masters of Applied Finance and has also studied behavioural economics at Harvard Business School in the US. Ted hosts investing podcast The Richards Report, and works as director of business development at Six Park, one of Australia’s leading online investment services. If you get a strange sense that Ted’s name seems familiar, you’d be right! Ted played in the Sydney Swans’ 2012 premiership and earned accolades for not only his football skill but his leadership, toughness and sportsmanship. When he’s not crunching numbers and watching markets movements, Ted still keeps a keen eye on the AFL ladder and loves spending time with his wife Ella, son Beau and daughter Poppy in their hometown of Melbourne.