Why We Founded Money at 60

Expert Guidance for Unlocking your Household Wealth

If you’re like many Australians heading toward retirement – or already there – you’ve probably wondered how to turn everything you’ve worked for into the retirement you want. That question is exactly why we created Money at 60.

The challenge many retirees face

For Australians over 55, the family home is usually the biggest asset they own. But day‑to‑day cash flow often tells a different story. The Productivity Commission has shown that housing is the largest source of wealth for older Australians, yet most people barely use it in retirement.

There’s a clear gap between the wealth people have and the wealth they feel able to access. That’s where we come in.

Why independent guidance matters

Money at 60 helps older Australians unlock the wealth they’ve already built – safely, confidently, and with proper guidance. We’re not a lender. Think of us like the mortgage broker you may have used in your 30s, but focused entirely on Australians over 55. That focus matters.

When you speak directly to a lender, you’re talking to someone who represents that lender’s products. They can explain what they offer, but they don’t compare the market or suggest a competitor’s option, even if it’s better for you.

We work differently. We compare products across a range of lenders, look closely at your circumstances, and recommend what genuinely suits your needs. And importantly, we’re legally required to act in your best interest.

The Best Interest Duty — and why it matters

Like traditional mortgage brokers, we’re paid commissions by lenders. But that doesn’t mean we work for them – in fact, the law says the opposite.

Since 1 January 2021, all Australian mortgage brokers have been bound by the Best Interest Duty. It requires brokers to put their clients’ interests ahead of any lender’s. Money at 60 is an Authorised Credit Representative regulated by ASIC, and every member of our team operates under this duty.

For you, that means we must:

• recommend the product that best fits your situation
• consider your long‑term financial wellbeing
• clearly explain costs and risks
• give you the information you need to make a confident, informed decision

Education first, always

We believe good decisions start with good information. Before we talk about any specific product, we help you understand how equity release works, when it may be suitable, and when it may not be.

We explain key protections, like the No Negative Equity Guarantee, which ensures you can never owe more than your home is worth. And we make it clear that you retain full ownership of your home.

We move at your pace. We encourage you to involve your family, ask questions, and take your time. As part of the trusted Starts at 60 Group, everything we do is built around your needs — not a lender’s sales targets.

Ready to explore what’s possible?

If you’ve been wondering whether your home equity could help you enjoy a more comfortable retirement, we’d love to have a quick chat and walk you through what might be available.

Call us on 07 7500 3060  or CLICK HERE to see how much money you could unlock by taking out a Reverse Mortgage.

MoneyAt60 is Australia’s specialist retirement mortgage broker, part of the trusted Starts at 60 Group. Our staff help Australians over 55 explore whether home equity could fund a more comfortable retirement, with education and guidance at every step. To learn more or speak with a specialist, visit moneyat60.com.au.

Money at 60 Pty Ltd | Credit Representative 577820 | Authorised under Invictus Group Pty Ltd (ACL 392962)

Sources

ASIC 2020, Best Interests Duty for Mortgage Brokers: Regulatory Guide 273, Australian Securities and Investments Commission, viewed 13 April 2026, https://asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-273-mortgage-brokers-best-interests-duty/

Productivity Commission 2015, Housing Decisions of Older Australians, Australian Government Productivity Commission, viewed 13 April 2026, https://www.pc.gov.au/research/completed/housing-decisions-older-australians

Chris Moutzikis is the Co-Founder of Money at 60