A lawyer and an engineer were fishing while on holiday and began talking.

The lawyer said, “I’m here because my house burnt down and everything was destroyed by the fire. The insurance company paid for everything”.

“That’s quite a coincidence,” remarked the engineer. “I’m here because my house and all my belongings were destroyed by a flood. My insurance company, too, paid for everything.”

There was a brief pause and then the puzzled lawyer asked, “how do you start a flood?”.