Terms & Conditions – Starts at 60’s Big Money Quiz

  1. This is a game of skill. Chance plays no part in determining the winner. Each entry will be individually judged, based upon individual creative merit. All entries must be an independent creation by the entrant and free of any claims that they infringe any third party rights. Entries must not have been published previously and/or have been used to win prizes in any other competitions.
  2. Employees of the promoter and agencies associated with this promotion (Starts at 60 Pty Ltd) are ineligible to enter the competition, as are their immediate families.
  3. To enter, entrants must have completed the Start st at 60 Big Money Quiz on startsat60.com and completed the optional answer “Tell us in 25 words or less, what was the best piece of financial advice you ever received during your life so far.”. Multiple entries per person are not permitted. The Promoter reserves the right to verify the validity of entries.
  4. The judges reserve the right to disqualify any entrant submitting an entry which, in the opinion of the judges, includes objectionable content, including but not limited to profanity, nudity, potentially insulting, scandalous, inflammatory or defamatory images or language. The judges’ decision will be final and no correspondence will be entered into.
  5. All entries become and remain the property of the promoter and agencies associated with this promotion (Starts at 60 Pty Ltd).
  6. Winners of the competition must be 18 years old and over and residents of Australia.
  7. The promoter reserves the right to withdraw or amend the competition as necessary due to circumstances outside its control.
  8. The prize is non-transferable and non-redeemable for cash. Any attempt to resell or auction all or any part of this prize will result in an immediate cancellation of the prize. Prize cannot be exchanged for another item. In the event that, for any reason whatsoever, a winner does not take an element of the prize at the time stipulated by the promoter, or does not redeem the full value of the prize before its designated expiration date, then that element of the prize will be forfeited by the winner and cash will not be awarded in lieu of that element of the prize.
  9. The promoter reserves the right to substitute any component of the prize for a prize of equal value at their discretion.
  10. Prize is as follows: one (1) of two (2) Coles Myer gift cards valued at $500.
  11. The promoter shall not be liable for any loss or damage whatsoever which is suffered (including, but not limited to, indirect or consequential loss) or for personal injury which is suffered or sustained, in connection with the prize, except for any liability which cannot be excluded by laws.
  12. Promotion commences 21th June 2017. Entries close 11:59pm 4th July 2017.
  13. By entering the competition, all entrants will be deemed to have accepted and agreed to be bound by these rules.
  14. The Promoter is Starts at 60 Pty Ltd, 2/19 Musgrave St, West End, Brisbane, QLD, Australia.
  15. The information you are asked to provide to Starts at 60 Pty Ltd is personal information and is protected by the Supplier Act 1988. The company will not disclose this information to other parties other than in accordance with the Supplier Act 1988.
  16. All entries become the property of the promoter and the Starts at 60 Pty Ltd. The promoter and the company may use the entrant’s names and literary pieces for any commercial purpose, including future promotional marketing and publicity purposes. Literary pieces may be published both with names and profile pictures or in anonymized format.
  17. Independent financial advice should be sought as tax implications may arise as a result of accepting the prize.
  18. In the event that for any reason whatsoever a winner does not accept the prize at the time stipulated by Starts at 60 Pty Ltd then the prize will be forfeited by the winner and cash will not be awarded in lieu of the prize.
  19. Entries will be judged by Starts at 60 Pty Ltd on 5th July 2017 and the winner’s name will be published on the Starts at 60 website within 30 days of the draw.
  20. The winner will be notified in writing by email within thirty (30) working days of the conclusion of the competition.
  21. If Starts at 60 Pty Ltd is unable to contact the winner within 30 days of the draw and the Starts at 60 Pty Ltd has made every effort to contact them with the information provided by the entrant then Starts at 60 Pty Ltd will award the prize to another valid entrant.
  22. All entrants who choose to ‘opt-in’ do so in line with the supplier policy of Starts at 60 Pty Ltd supplier policy.