I admit – I am the world’s worst saver!
If it is in my pocket it is there to be spent; I live in the present. Tomorrow will take care of itself. Honestly, I wish I was exaggerating, but unfortunately not. I can save when I put my mind to it, but hey, I’m earning good money and retirement is a long way away.
Sound familiar?
When I suddenly found the good money had evaporated, bad investments and the GFC had seriously reduced our retirement fund, I reported something like $400 in the bank to Centrelink; so little that the person doing the over the phone interview even asked, “Doesn’t that worry you?”
I’ve had to turn myself around and for what it’s worth, this is how I did it:
If has been a challenge for me to change the habits of a lifetime, I’m not a natural saver. Saving cents may seem inconsequential, but as they used to say, “take care of the pennies and the pounds take care of themselves”. By the way, using these tips I have more than $400 in the bank at present – not a fortune, but more.
I’m sure you have dozens of other ways of saving money, can you please share them?