Ben is walking down the street ...

Ben is walking down the street one day, when he sees an old friend from university.

“How are you going, James?” Ben says.

“Not so good,” says James. “I just went bankrupt and I have no idea how I’m going to take care of my family.”

“Could have been worse,” Ben says.

A few months later, their paths cross again and Ben asks how things are going.

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“Our house burnt down last night,” James says, miserably.

“Could have been worse,” Ben says.

Three weeks later, they run into each other for a third time.

“Everything’s going downhill,” James says. “Now my wife has left me!”

“Could have been worse,” Ben says.

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“You keep saying that! How could it possibly get worse?” James demands.

Ben shrugs. “It could’ve happened to me.”

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